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State legislative proceedings are often difficult to understand and can be even more challenging to track. Georgia Watch provides details on legislation affecting consumers so the general public can stay informed as bills move through the halls of the Capitol. Our aim is to keep you informed and involved so that you can become engaged in the legislative process.


ISSUES & ACTIVITIES WE ARE CURRENTLY WATCHING:
Support protections from garnishment of wages and bank accounts by debt collectors
Wage garnishment for consumer debts may occur after a creditor goes to court and wins a judgment against a consumer. A judgment is a court decision stating the consumer owes a specific amount of money, allowing a creditor to take steps to seize a...
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Support credit reporting protections for COVID-19 bad debts
The following protections should be implemented around credit reports to help Georgians weather this ongoing economic crisis: Allow consumers impacted by COVID-19 to report to credit and other consumer reporting agencies (CRAs) that they have...
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Support legislation to protect Georgians from predatory “car title” loans
Georgia Watch supports legislation to move car title lenders to the state Department of Banking and Finance subject to a 36% usury cap and additional consumer protections. Many consumers turn to car title loans in times of crisis only to find out...
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Support appropriation of funding to establish an All-Payer Claims Database (APCD)
An APCD, created by the Surprise Billing Consumer Protection Act, is a system that collects health care claims and related data from all (or nearly all) entities that pay for health care services in a geographic area, including private and public...
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Support adoption of an “equity impact tool” to measure proposed legislation or regulation
Georgia legislators should be aware of the potential for significant impact to communities of color who are less likely to recover from the COVID-19 health and economic crisis due to existing disparities. We support the development and adoption...
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Support appropriation of funding for a state certification and training process for CHWs
Community Health Workers (CHWs) are front-line health workers who facilitate access to healthcare, connect patients to services in their communities, and reduce health disparities. Because CHWs have a trusted relationship and demonstrated...
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Oppose online FINTECH lending legislation that would weaken existing protections
Predatory lenders promise “fast cash” and “short-term” fixes but at a high cost. These lenders, which cluster in low-income neighborhoods and communities of color, often charge annual interest rates as high as 300% or more for...
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Support programs to reduce the energy burden for Georgia utility customers
Creating a more equitable Georgia means bringing comprehensive, accessible programs, like energy efficiency and solar, to utilities and EMCs throughout the state. With skyrocketing energy bills and the interests of utilities as firmly entrenched...
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Oppose attempts to limit access to the civil justice system
We will defend against attempts at the State or Federal level to limit consumers’ access to the civil justice system. This includes tort reform legislation seeking to cap damages, expand the use of mandatory arbitration, and limiting consumers’...
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Oppose work requirements and any efforts to limit Medicaid eligibility or reduce access to healthcare
We understand that Georgia is facing increased demands on its Medicaid program due to the COVID-19 public health emergency. Georgia legislators should not impose any work requirements that would lock Georgians out of healthcare coverage. Instead...
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Support state-level earned income tax credit (Georgia Work Credit) legislation
Georgia Watch supports a state-level earned income tax credit (Georgia Work Credit) legislation to give an economic boost to low-income working families in Georgia. Georgia is one of the few states that continue to levy an income tax on...
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Support measures to increase rural access and equity
Measures that would stimulate and incentivize rural access to healthcare, include but are not limited to increasing the Medicaid provider reimbursement rate, physician student loan forgiveness, expanding rural broadband access for purposes of...
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